Graphic of hand holding credit card, money, credit report and chart - Designed by macrovector / Freepik - Credit Regulation, Fixing Credit Scores, Credit Reports - Bill Salvatore, Arizona Elite Properties, 602-999-0952

No Credit Score? No Problem, You Might Just Need a ‘Boost’

First-time home buyers often have an issue with their credit score, not because it’s bad but because it’s non-existent. No worries you’re not alone, somewhere close to 50 million adults do not have a credit score. Nevertheless, an acceptable credit score is crucial if you plan on applying for a mortgage. Before you begin the… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Improving Your Credit Score, How and Why

Can you improve your own credit score? The video below offers some advice if you choose to work with a credit counselor and some warnings, but you can actually repair your credit yourself in a few straightforward steps. Check your credit report on annualcreditreport.com. This is the only site authorized by federal law to provide… Read More

Home buyers, Family with Kids, Moving Children, Happy Family - Bill Salvatore, Arizona Real Estate - Arizona Elite Properties 602-999-0952

This is the Age of Diversity in Home Buying

This is the Age of Diversity in Home Buying. 2015 and 2016 saw a noticeable influx of Baby Boomers re-entering the Real Estate Market. An estimated fifty-nine million Americans are considering buying a home in 2017. So which demographics are at the front of the pack this time? Generation X (ages approximately 33-50) and Minority… Read More

home buying books, advice for home buyers - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Video: Simple Steps for Buying a Home

Video: Simple Steps for Buying a Home. I don’t really get the mindset that buying a home is complicated, overwhelming or stressful. As with anything you do, if you’re well informed and updated along the way, the process is no more problematic for either buyers or sellers, than a day at work might be. Yes,… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

3 Ways to Avoid Sabotaging Your Credit Score

There’s lots of great advice in the video below. Your credit matters, and not just when you’re buying a home. Your credit score can also affect Insurance rates, job opportunities, and major purchases like a car or furniture. If you are thinking of buying a home there are a couple other points relating to your… Read More