young home buyers going over paperwork with their Realtor - Millennials buying homes - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Infographic: The Millennial First Time Home Buyer Looks Like This

The closing was earlier this morning. The location is an in-demand community in Chandler, Arizona. The sales price was in the upper $200s, and the first-time home buyers and excited new homeowners, Chris & Tiffany, are Millennials. The above is a common scenario in Arizona’s busy 2018 Spring real estate market, indeed throughout the country… Read More

Desk top with credit report, money, calculator and pie-graph

Permanent Mortgage Debt Tax Forgiveness… To Be or Not to Be?

I’d love to hear where the general public stands on this. I’m in the middle of a debate with myself about folks this would help and who it might harm. Short Sales and Foreclosures are not nearly as prevalent as they used to be but they do still exist. Mortgage debt tax forgiveness during the… Read More

smart phone and tablet either side of green or energy saving earth symbol - smart home, energy saving, energy efficient, electronics - Bill Salvatore, Arizona Elite Properties - 602-999-0952

Video: Do Green Homes Save You Green?

How much money will I save buying an ‘energy efficient’ home? Sorry, I don’t think anyone can tell you that with any accuracy. The numbers I’ve seen among my client’s results are all over the map, and energy saving features range from a few appliances to every system in a whole house. Green Homes seem… Read More

branches surrounding large STOP sign in center - stop renting, photo by michael-mroczek on Unsplash - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Renting? You’re Already Paying a Mortgage, Just Not Your Own

STOP paying someone elses mortgage! Has it ever occurred to you that while you’re renting a home, the mortgage you are paying is someone else’s? The vacation you are funding is your landlords? And all your efforts are going into taking care of a property that will never be yours? That property is building equity,… Read More

Fire alarm, fire insurance, home owners insurance - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

6 More Weeks of Winter? Be Warm, Be Safe as Fire Danger in the Home Increases

What time of year should you be most aware of fire threats in your home? The groundhog is forecasting 6 more weeks of winter. That means six more weeks of fireplaces and wood stoves, space heaters, overworked furnaces and, according to the National Fire Prevention Association, increased fire danger. – Firefighters get help with your… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Improving Your Credit Score, How and Why

Can you improve your own credit score? The video below offers some advice if you choose to work with a credit counselor and some warnings, but you can actually repair your credit yourself in a few straightforward steps. Check your credit report on annualcreditreport.com. This is the only site authorized by federal law to provide… Read More

Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: Applying for a Mortgage? Be Prepared.

Video: Applying for a Mortgage? Be Prepared. When you apply for a mortgage, your lender will take a good hard look at the last two years of your life. From names and addresses of employers to child support and alimony payments, everything even remotely related to your personal finances will be an open book. Start… Read More

Calculator, pile of papers, taxes, deductions

12 Year-End Tax Tips Especially for 2017

12 Year-End Tax Tips Especially for 2017 Year end brings the craziness of holiday celebrations, the joy of family visits, the excitement of the coming new year, and looming quietly in the background… another approaching tax season. Are you a recent home buyer? Make sure you are well informed about the deductions and benefits available… Read More

The USS Nevada during the attack on Pearl Harbor - USS Nevada via Wikkipedia, Attack on Pearl Harbor, Pearl Harbor Day, Veterans Helping Veterans - Bill Salvatore, Arizona Elite Properties 602-999-0952

A Pearl Harbor Remembrance, Memories of an Unassuming Sailor

A Pearl Harbor Remembrance, Memories of an Unassuming Sailor. The article below ‘How a Piece of Shrapnel Changed My Father’s Life‘ by John Stark, was first printed in 2013 and republished last year on the 75th anniversary of the attack on Pearl Harbor. We posted it on our blog several years ago but I came… Read More

Thank You Thursday - Bill Salvatore, Realty Excellence East Valley at Arizona Elite Properties

Thank You Thursday Recognizes Pinal County Sheriff Mark Lamb

Thank You, Sheriff Lamb for thoughtfully honoring Veterans that the rest of us may have missed! Pinal County Sheriff is Helping Veterans Find Their Way Home. The calm, articulate presence of Pinal County Sheriff Mark Lamb is impressive, his compassion even more so. Sheriff Lamb traveled across the country recently to research his new plan… Read More