Did you know… all credit scores are not created equal? Your credit score and your credit report are two different things. Credit Reports are a detailed history of your use of credit over many years. A credi score is an aggregate of all that information reduced to a number. A note of caution: The only… Read More
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The Real Cost of Solar
We all understand the inevitability of utility price increases but it seems that here in the Phoenix Valley, these costs have jumped a surprising amount in recent months. Rising utility rates affect us all including homeowners and renters, as well as business owners which then impacts the cost for… well, everything. I believe that both… Read More
Arizona, the State of New Construction
Why Buy a New Construction Home in Arizona? According to the Arizona Republic, Maricopa County, the largest county in Arizona by both area and population and commonly known as ‘The Valley’, led the nation in new home construction in 2024. The article stated that the county added 38,310 new housing units last year, outpacing both… Read More
International Firefighters Day
Sunday May 4th, 2025 is International Firefighters Day. The day of honor was originally proposed by female Australian firefighter, JJ Edmondson in 1999, following the deaths of five firefighters batteling an Australian bushfire in November of 1998. With the escalation and unpredictablity of wildfires, the challenges faced by our firefighters are increasing every year. Please… Read More
Thank You Thursday: Vietnam War Veteran’s Day
Tomorrow is Vienam War Veterans Day, March 29, 2024. But we thank you every day. Photo credit: U.S. Navy photo by Mass Communication Specialist Seaman Tristan Miller, Public domain, via Wikimedia Commons When the last combat troops departed Vietnam on March 29, 1973, they arrived home to a puzzling reception. Opinions had been mixed throughout… Read More
Real Estate as Investment Part I: Finding it Hard to Save a Downpayment?
Rising rents are making it more and more difficult for hopeful home buyers to save enough money for a downpayment and closing costs. Home ownership has a mountain of advantages, not the least of which is the ability to build equity while establishing stability for you and your family. While your investment appreciates, homeowners can… Read More
The Hidden Treasures of Retirement in Arizona
Arizona has long enjoyed appeal as a snowbird haven but more and more frequently retirees are regarding Arizona’s low cost of living, climate and availability of services as motivation to retire here. In the Phoenix metro area, Active Adult communities are abundant and well appointed with homes available in every price range. But whether or… Read More
Get Moving! How Home Sellers Are Making the Most of The Market
IT WAS FUN WHILE IT LASTED This is clearly the only way for home sellers to look at it. In the world of Real Estate, change is good. Just imagine what would happen to the market if our recent upsurge in home prices and extreme seller’s market had continued unchecked. Fantastic for home sellers you… Read More
Great News! Affordable Homeownership Just Got Even More Affordable
A Big Break for Home Buyers In light of current real estate market conditions and FHA’s recent announcement, this is one of those rare occasions when the question is “do you want the good news… or the great news?” I’ll make your choice really easy, the great news first- if you’re considering applying for an… Read More
Retire in Your Dream Home with No Monthly Mortgage Payments
This is not as unreasonable as it might sound, indeed it’s absolutely achievable. This was all new to me and I found this information fascinating. Everybody has a dream for their retirement. Some folks want to downsize and travel more, others would like a larger home maybe to accommodate more family visits. Many seniors prefer the active… Read More

