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Can You Get Approved for a Mortgage if You Have Student Loan Debt?

The short answer is Yes. But read on for a few considerations, suggestions and a caveat or two to prepare your finances before you apply. A large percentage of recent college graduates have student loan debt, often totaling tens of thousands of dollars. While having significant balances might make it harder to become a homeowner,… Read More

Brick Victorian home with blue/gray trim, 3-story turrent on left and wrap-around porch - Rosson House Phoenix Arizona - by Greg O'Beirne via Wikkipedia - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

Victorian’s in the Desert?

Few remain, but Victorian homes were once a somewhat familiar sight in Arizona, in and around the central Phoenix district in particular. In the mid 1800’s and early 1900’s migration from the east was starting to become more common. Well-to-do settlers and successful prospectors built what was recognized back east as an accepted sign of… Read More

sketch of single story home with garage on right, large palm tree on left and cactus in front - 9035 W Reventon Dr, Arizona City, AZ - header - Beautiful 4 Bedroom home for sale - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

Don’t Miss This!! 4 Bedroom, Arizona City Home For Sale!

Immaculate and updated, this lovely four bedroom home is truly not to be missed! Desert landscaping is easy care and lush, including two giant pineapple palms providing privacy for the shady, north-facing front patio, and fruit trees in the large back yard. The master bath is updated, beautiful and stylish. Tile flooring throughout the home,… Read More

Luxury Kitchen, High End Real Estate - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Luxury Home Sales Soar in Arizona, and The Jeters List Tampa Waterfront Estate

The Arizona luxury home market is booming. AZBigMedia recently reported that a 14.5M home in Paradise Valley, a region Northeast of Phoenix and just North of Scottsdale, set a record for the highest per-square-foot expenditure ever in the Phoenix Metro area at $1,566.55 per square foot. According to the post, “the 9,256-square-foot custom home sits… Read More

wood planks surrounding round mirror, oval tub with wood exterior surface, wood flooring and shelving in bathroom - Spa-Like Bathrooms, Wood bathroom, RIS designing a bathroom with wood - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

The Essentials of Using Wood in the Bathroom

Wood and wood-look materials are exploding in both the building and remodeling worlds. Wood laminate has long been an affordable substitute for hardwood. New vinyl planking, commonly known as waterproof wood-grain has gained favor for its authentic appearance, easy care and remarkable durability. There are beautiful options in a wide variety of colors and styles…. Read More

large gray home with columns and tile roof, lit at dusk, green lawn and walkway - Landscaping, front yard, curb appeal stephen-leonardi-via unsplash - Bill Salvatore, Your Valley Property Team, Arizona Elite Properties 602-999-0952

Boost Your Home’s Value with Do-it-Yourself Curb Appeal

We’ve all seen the lists and heard the recommendations for which home improvements add value, and which ones warrant second thought. Landscaping falls firmly in the first category, especially when you’re selling your home. Certainly landscaping, like everything related to your home, is going to be a matter of taste. Where you might enjoy raking… Read More

Pandemic? What Pandemic? The U.S. Luxury Real Estate Market is Determined to Push Ahead

Coast to coast, luxury home sales look to be bouncing back faster and stronger than any other segment of the market. According to Mansion Global, median luxury home prices are up nationwide with 35 of the 49 major metro areas reporting significant gains. The high-end market in the Phoenix Valley Metro region of central Arizona,… Read More

4 Ways Home Buyers Can Find Top Quality Real Estate – YES Location Counts

Quality is a matter of value, not a reflection of price. What is valuable to you may mean little to the next home buyer. Top quality in Real Estate commonly refers to lifestyle, enjoyment and suitability. Does ‘home’ conform to and enhance the way we want to live our lives? Your home’s location will certainly… Read More

hand holding smartphone with interest rate info displayed, credit: austin-distel-EMPZ7yRZoGw-unsplash - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

Applying for a Mortgage? Learn the Lender Lingo! (#1-Types of Lenders)

Shopping for a home before you’ve nailed down your price range is not only unwise but can be truly disappointing. You may have a vague idea of what you can afford, but before you’ve talked with a lender, it’s hardly possible to grasp all the costs involved or the options available to you including those… Read More