In a Zillow report (below), research revealed that coming up with a down payment is the number one hurdle for home buyers. I have found that it’s a common misconception among potential buyers, that you must have a 20% down payment to buy a home. I’m here today to let you know that is CATEGORICALLY… Read More
The closing was earlier this morning. The location is an in-demand community in Chandler, Arizona. The sales price was in the upper $200s, and the first-time home buyers and excited new homeowners, Chris & Tiffany, are Millennials. The above is a common scenario in Arizona’s busy 2018 Spring real estate market, indeed throughout the country… Read More
I’d love to hear where the general public stands on this. I’m in the middle of a debate with myself about folks this would help and who it might harm. Short Sales and Foreclosures are not nearly as prevalent as they used to be but they do still exist. Mortgage debt tax forgiveness during the… Read More
STOP paying someone elses mortgage! Has it ever occurred to you that while you’re renting a home, the mortgage you are paying is someone else’s? The vacation you are funding is your landlords? And all your efforts are going into taking care of a property that will never be yours? That property is building equity,… Read More
Can you improve your own credit score? The video below offers some advice if you choose to work with a credit counselor and some warnings, but you can actually repair your credit yourself in a few straightforward steps. Check your credit report on annualcreditreport.com. This is the only site authorized by federal law to provide… Read More
Video: Applying for a Mortgage? Be Prepared. When you apply for a mortgage, your lender will take a good hard look at the last two years of your life. From names and addresses of employers to child support and alimony payments, everything even remotely related to your personal finances will be an open book. Start… Read More
12 Year-End Tax Tips Especially for 2017 Year end brings the craziness of holiday celebrations, the joy of family visits, the excitement of the coming new year, and looming quietly in the background… another approaching tax season. Are you a recent home buyer? Make sure you are well informed about the deductions and benefits available… Read More
Here there be Jobs & Salaries in Sync with Rents & Mortgages… namaste. It’s not everywhere that you’ll find salaries that are perfect harmony with rents and mortgages, but several major U.S. cities,including Phoenix AZ, can boast that distinction… especially if your field is in one of the ‘in demand’ arenas like Health Care. Phoenix,… Read More
Thank You, Sheriff Lamb for thoughtfully honoring Veterans that the rest of us may have missed! Pinal County Sheriff is Helping Veterans Find Their Way Home. The calm, articulate presence of Pinal County Sheriff Mark Lamb is impressive, his compassion even more so. Sheriff Lamb traveled across the country recently to research his new plan… Read More
Renting? Consider These 10 Things Before You Sign the Lease. I always give potential Renters a walk-through check list and carefully walk them through the home they’re considering renting. The list includes among other things, overall condition, systems and appliances. If anything is unsatisfactory or simply needs to be noted, a report goes directly to… Read More
