Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

So you have your credit score. Do you know what it means?

What Is A Credit Score? When lenders evaluate a loan application, a process called underwriting, they evaluate your ability and willingness to repay the loan by reviewing the income and stability of past earnings. This practice helps the lender to determine if the borrower can afford the loan payments. The review of past credit history is… Read More

Decorate your home with antiquest - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Antique buff ? How to decorate any home with antiques.

Whether it is an ornate armoire or a set of antique tea cups, you may have quite a few possessions that once belonged to beloved members of your family — items that you want to incorporate into your home. However, as styles and tastes change with time, it might be difficult to find the right… Read More

American Flag, Military, Veterans blog header - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Veterans housing community planned in Tempe, AZ

After AZCentral reported a recent audit of Arizona Veteran’s Affairs revealing misuse of funds involving two Tempe service organizations, I believe there might be, at the very least, some course correction going on. Kudos to the city of Tempe who, out of their own sense of goodwill and not reliant on the decisions of AZVA,… Read More

Home office deduction. Do you qualify?

Dedicated Space With very few exceptions, the part of your home you use for your business must exclusively and regularly be used for the business, not personal activities. As an example, if you worked 40 hours a week in the home office but allowed your children to play video games on your home office computer,… Read More