You Know About Closing Costs, so How Much More Will You Spend? Whether you’re selling or buying a home, there are of course the little things like deposits and connection or disconnect fees for utilities, cable TV and WiFi. But as we all know, the little things add up quickly. Both Home Buyers and Home… Read More
One of the most often overlooked moving details is transfer of utilities. It’s right at the top of my list of items to double-check with a client during final walk-through, but I always mention it several times before that. Frequently I receive a surprised look in return and a comment somewhere along the lines of… Read More
Just a little heads up… these tips are great for homeowners but you’re wise to pay attention to the tips in this video even if you do not yet own a home, but simply if you plan to. When you’re getting pre-qualified to buy a home, one of the questions your mortgage lender will ask… Read More
Winter storms cause havoc everywhere but they take widely different forms in different parts of the country. Florida and other coastal states struggle with hurricanes and severe wind damage. In California and here in Arizona, January is customarily our winter rainy month and flash floods are not uncommon. There are designated flood plains dotted throughout… Read More
What Is a Home Warranty and Why Would I Need One? I can personally attest to the value of a Home Warranty. Ours has consistently paid for itself year after year. I generally recommend a Home Warranty for both buyers and sellers but I’m not sure that it’s cost effective in every situation. On the… Read More
Video: Best Ways to Get a Handle on Your Home Insurance Costs Home insurance is a necessary evil but the practical tips in this video will help you cut the cost of insurance intelligently. Just a few pointers that are not clearly addressed in the video: I’m sure every state has it’s ultra-rural areas but… Read More
Are You Paying Too Much for Flood Insurance? You might not think of Arizona as being a place where homeowners or home buyers need to consider flood insurance. We are after all, largely desert. In fact, according to the government website FloodSmart.gov, in the past 5 years, property owners in all 50 states have experienced… Read More
Great advice in this video about how to make sure your renter’s insurance will cover everything you own, what it doesn’t cover and what it should, and discounts you may qualify for. My best advice to both Renters and Home Owners… Take photos of everything you own. Think you can’t afford to buy a home?… Read More
They say with age comes wisdom—and when it comes to weathering disasters like fire, flood or hurricane, older individuals and their caregivers would be wise to prepare, according to the Insurance Information Institute (I.I.I.). Older individuals are particularly vulnerable to disaster, as they may have special needs, and seniors may also have trouble keeping up… Read More
Fire is considered a “peril” in the insurance industry. With the extensive menu of insurance options available to homeowners and renters, make sure that your policy covers fire damage as a peril, or you could have trouble getting the company to pay a claim. In addition to your living quarters, fire insurance policies can cover… Read More
