Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

So you have your credit score. Do you know what it means?

What Is A Credit Score? When lenders evaluate a loan application, a process called underwriting, they evaluate your ability and willingness to repay the loan by reviewing the income and stability of past earnings. This practice helps the lender to determine if the borrower can afford the loan payments. The review of past credit history is… Read More

Helpful Tips for Home Buyers - Bill Salvatore, Realty Executives East Valley - 602-999-0952

How much will this cost me? Home Buyer’s up-front costs.

Before you even think about investing in Real Estate, you need to know that you shouldn’t start shopping for a home without first setting aside a little cash. from ‘A Heads-up For Home Buyers’  11 Things you might not have though about. This is an Investment, Treat it That Way. Consider carefully, your up-front costs…. Read More