two people riding bikes at sunset in front of a home - Vacation Home, Second Home, Recreation, Active Adult - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties

Retirement Expenses Begin with Housing

What’s at the top of your retirement expense checklist? For most of us it’s housing. The first thing many retirees consider is reducing their budget by downsizing their home. This helps with more than just mortgage payments, taxes, maintenance, and insurance costs can also be reduced by moving to a smaller home. Medical and transportation costs… Read More

Blue report book and graph with upward arrow next to a house for sale. Real Estate Market, Report, Update, Statistics - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

5 Housing Trends for 2018 Include Increased Inventory

When will we see a balanced Real Estate Market? Our market is just beginning to pick up for 2018 after the usual holiday falloff. I haven’t yet seen evidence of increased housing inventory here in Arizona, but I am cautiously optimistic that the experts know what they’re talking about. An extended lack of inventory generally… Read More

FIRPTA – A Tax on Home Seller’s that Home Buyer’s May be Liable For

FIRPTA – A Tax on Home Seller’s that Home Buyer’s May be Liable For FIRPTA has been around awhile but I ran up against it so many times in the past year that I’ve learned a lot more about it lately. The friendly folks at Pioneer Title were especially knowledgeable and helpful, explaining the finer… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Improving Your Credit Score, How and Why

Can you improve your own credit score? The video below offers some advice if you choose to work with a credit counselor and some warnings, but you can actually repair your credit yourself in a few straightforward steps. Check your credit report on annualcreditreport.com. This is the only site authorized by federal law to provide… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

The Gig Economy – Mortgage App Tips for Contractors and Self Employed

The Gig Economy – Mortgage App Tips for Contractors and Self Employed The Gig Economy has been a hot topic lately. As the work-from-home concept cycles yet again into the fashionable zone, freelance and contract entrepreneurs are flourishing. But current mortgage regulations in our country are not self-employment friendly. That doesn’t mean you can’t get… Read More

aerial shot of sprawling single-level home with pool and manicured ocean frontage - Hawaiian Waterfront Estate for Sale - Honuala'i Estate on the Big Island of Hawaii, Hawaiian Luxury Real Estate, Homes for Sale in Hawaii, via RIS Media Housecall - Bill Salvatore, Arizona Elite Propeties 602-999-0952 - Arizona Real Estate

Hawaiian Oceanfront View For Sale… Includes a Spectacular Home!

We’ve featured several Hawaiian properties here recently… I suppose we just can’t resist the stunning views. In case a spectacular home on the Big Island hadn’t already secured a spot on your wish list, this one will certainly seal the deal. This one is quintessential Hawaii with the ubiquitous lanai, sliding walls of glass, gated… Read More

Phoenix Real Estate Skyline View - Bill Salvatore, Realty Executives East Valley - 602-999-0952

‘Magnet States’ Report Credits Arizona and Florida with Dethroning Texas

I can personally verify Allied’s evaluation of relocation stats for Arizona. The volume of folks moving here ‘from away’ has been noteworthy for the past two years. Investors from Canada and California lead the pack alongside a greater than usual influx of home buyers from cold weather spots like the Dakotas and the Chicago and… Read More

Report logs, graph with upward arrow, house and For Sale sign - Free Market Analysis, My Home Value, Property Evaluation - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Evaluating Your Real Estate Options? #1 Tip – Get Local.

Evaluating Your Real Estate Options? Get Local. Investing? Relocating? Evaluating your financial position? It’s reasonable to assume that Real Estate will be an important factor in your equation. The relationship between our country’s economy and the nationwide real estate market is undeniable- the strength and weakness of each has an effect on the other. A… Read More

Beautiful neighborhood - 4034 E Tulsa St, Gilbert AZ - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Before You Buy a Home Investigate the Neighborhood… 4 Questions to Ask

Before You Buy a Home Investigate the Neighborhood… 4 Questions to Ask. I sell homes, I do not sell neighbors. That doesn’t mean you shouldn’t take a closer look at what’s going on around the houses that I’ve shown you to determine the best places for you to live. Actually, one of the first suggestions… Read More

Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: Applying for a Mortgage? Be Prepared.

Video: Applying for a Mortgage? Be Prepared. When you apply for a mortgage, your lender will take a good hard look at the last two years of your life. From names and addresses of employers to child support and alimony payments, everything even remotely related to your personal finances will be an open book. Start… Read More