About the Author

Bill Salvatore- Realtor

Bill Salvatore, Arizona Elite Properties Realtor / Business Owner / Veteran Full Time - Full Service - Complete Satisfaction * Founder: AZVHV, Arizona Veterans Helping Veterans * Accredited Veterans Housing Specialist * Military Veterans Housing Certified Direct Phone: 602-999-0952 E-Mail: golfarizona@cox.net Web site and blog: www.yourValleyProperty.com Your Valley Property Team at Arizona Elite Properties
top portion of settlement statement document - Settlement Statement, Closing Costs, Documents, Title Company, Mortgage - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Mortgage Closing Costs 101

Mortgage Closing Costs 101. It goes without saying that buying a home is a major financial investment. It is advisable that you understand how much more goes into budgeting for a new home other than monthly mortgage payments. Closing costs are one of those budget entries.  Click to view “Who Pays for What?”. Closing costs… Read More

Top portion of title report, title and escrow, title company - Bill Salvatore, Arizona Elite Properties 602-999-0952

Home Buying: Think That Title Report is Trivial? Then You’ve Never Heard of Lis Pendens

Home Buying: Think That Title Report is Trivial? Then You’ve Never Heard of Lis Pendens. When the Title Company was chosen to handle your Real Estate Transaction you probably didn’t care much who they were. You may have been blissfully unaware of their purpose or their process. In most cases, the first time a Home… Read More

Word collage including Investors, Multi-Famly, Condo, Apartment, Rental, Townhouse - Bill Salvatore, Arizona Elite Properties 602-999-0952

Report: Multi-Family Homes as Investment or Residence?

Report: Multi-Family Homes as Investment or Residence? Folks shopping for a place to live have rarely considered multi-family homes in the past, but maybe they should start. Investors long ago realized the value of multi-family properties as a more efficient, more profitable way to cover their mortgage and investment costs. Multi-Family doesn’t need to imply… Read More

Utility Scams, Fraud, Identity Theft, credit repair - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties - 602-999-0952 Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

1 in 40 American Families Deal With Child Identity Theft

1 in 40 American Families Deal With Child Identity Theft. This isn’t purely a homeowner issue but I feel it belongs here nonetheless. It’s a family issue. A community issue. You protect your children from physical dangers in your home. You protect them from dangers in and out of your neighborhood. Whether it’s screening care-givers,… Read More

smart phone and tablet either side of green or energy saving earth symbol - smart home, energy saving, energy efficient, electronics - Bill Salvatore, Arizona Elite Properties - 602-999-0952

12 Entertaining and Energy Saving Home Gadgets and Gizmos

12 Entertaining and Energy Saving Home Gadgets and Gizmos A couple or three of my favorite home-enhancing gadgets aren’t on John’s list below. They may not be labeled state-of-the-art or even technology but they are most certainly energy-saving and entertaining. Black and Decker Thermal Leak Detector I love to see my work bench covered in… Read More