Graphic of hand holding credit card, money, credit report and chart - Designed by macrovector / Freepik - Credit Regulation, Fixing Credit Scores, Credit Reports - Bill Salvatore, Arizona Elite Properties, 602-999-0952

Rumors of Relaxed Credit Reporting Standards Vastly Overblown

Using credit responsibly is an integral part of your personal finance. Not only is credit a key factor in securing a mortgage when buying a home, vehicle or other major purchase, landlords and property managers invariably look at credit before approving new renters, as do insurers, utility companies and employers. It’s not always easy to… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Credit Score vs FICO Score – Why your FICO Score Matters

If you experienced a financial event that dinged your credit such as a short sale or foreclosure, you’d naturally want to know if your credit score has recovered. Be very careful where your credit information comes from, the only truly free online credit report can be obtained at www.annualcreditreport.com.   More Resources for Home Sellers… Read More