Hand holding a home with umbrella above - The importance of Title Insurance

New Home or Pre-Owned, Cash or Financed, Do You Need Title Insurance?

Home buyers are frequently surprised to learn that they need to have a title insurance policy in place in order to close on their home loan. In fact, if you’re using a mortgage to buy your home, a lender’s title insurance policy will be required. In addition to protecting the mortgage company, home buyers should… Read More

Top portion of title report, title and escrow, title company - Bill Salvatore, Arizona Elite Properties 602-999-0952

Are Title Insurance Companies Requesting Inspections?

Are Title Insurance Companies Requesting Inspections? I read the article below with great interest. In all my years in the Real Estate industry, I’ve never heard of a Title Insurance Company doing a physical inspection of the property itself, only investigating the legal history or the ‘paper trail’ of the property. I talked with my… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Fannie Mae Broadens Access to Credit for Eligible Home Buyers

Fannie Mae Broadens Access to Credit for Eligible Home Buyers. Home Buyers have long been overburdened by the mortgage application process and simplification of the lending regulations is long overdue.  There have been a few policy shifts recently that make the mortgage process smoother, and in my humble opinion fairer, for qualified and qualifiable home… Read More