Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Credit Score vs FICO Score – Why your FICO Score Matters

If you experienced a financial event that dinged your credit such as a short sale or foreclosure, you’d naturally want to know if your credit score has recovered. Be very careful where your credit information comes from, the only truly free online credit report can be obtained at www.annualcreditreport.com.   More Resources for Home Sellers… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video – 5 Common Credit Report Errors

Mortgage companies and loan officers will tell  you that it is not uncommon for a credit report to contain errors, and those mistakes can cost you! The interest rate you receive on a mortgage depends in part on your credit score, and mistakes in your credit report can have a negative affect on your score…. Read More

Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Simple Tips to Keep in Mind When Shopping for a Mortgage

By Keith Loria Aside from searching for the perfect home for you and your family, obtaining a mortgage that fits your needs can be just as time-consuming a process. Whether you’re a first-timer—or even a seasoned buyer—you shouldn’t simply walk into your local bank and agree to the first mortgage you’re offered. It’s also important… Read More