Home buyers, Family with Kids, Moving Children, Happy Family - Bill Salvatore, Arizona Real Estate - Arizona Elite Properties 602-999-0952

Moving with Kids is a Whole Other Can of Worms

So why is May to August prime-time for Real Estate sales? It mostly comes down to families with kids. For obvious reasons, parents would prefer moving during the Summertime, Real Estate’s infamous ‘busy season’. “Before the kids start school” is most often the #1 item on a parent’s home buying wish list. But of course… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Hunting for the Best Mortgage Rate? Raising Your Credit Score WILL Save You Money!

When you’re shopping for a low mortgage interest rate, keep in mind that widely advertised rates for home loans are usually designed for home buyers with “very good” to”excellent” credit scores. — Understanding Your Credit Score — That’s not meant to imply that you can’t get a mortgage if you have a “fair” credit rating,… Read More

Graphic of hand holding credit card, money, credit report and chart - Designed by macrovector / Freepik - Credit Regulation, Fixing Credit Scores, Credit Reports - Bill Salvatore, Arizona Elite Properties, 602-999-0952

Rumors of Relaxed Credit Reporting Standards Vastly Overblown

Using credit responsibly is an integral part of your personal finance. Not only is credit a key factor in securing a mortgage when buying a home, vehicle or other major purchase, landlords and property managers invariably look at credit before approving new renters, as do insurers, utility companies and employers. It’s not always easy to… Read More

Benefits of a Buyer Agent - Bill Salvatore, Realty Executives East Valley - 602-999-0952

3 Things You Didn’t Know About Good Real Estate Agents

If you’ve never bought or sold a home, chances are you have a preconceived notion of what real estate agents are all about. Even if you have had experience working with an agent, you may have formed a mistaken impression of the profession as a whole. Are you aware of exactly what your agent should… Read More

Children playing at Gilbert's Water Ranch Riparian Preserve

First-Time Home Buyers, Where is Your Sweet Spot?

Gilbert, Arizona recently earned a spot on WalletHub’s list of the Top 10 best places for first-time home buyers. I’m not exactly sure how this happened. Gilbert has been experiencing the same shortage of inventory as the the rest of the country and though it has been easing up a bit, availability is still not… Read More

Family playing with Baby in front yard of home - Happy-Family,-Home-Buyers, Home Sellers, House and Family - Bill Salvatore, Arizona Elite Properties - Arizona Real Estate

Are Higher Rental Costs Prompting More Millennials to Buy Homes?

Rental markets in the Phoenix Metro Area have exploded in recent months. As a matter of fact this article from AZ Central states that Phoenix ranks 9th for the most unaffordable cities for renters. And Millennials seem to be bearing the greatest rent-to-income liability. Great for investors. Not so much for Renters. Saving for a… Read More

Male techer in front of whiteboard, facing classroom of junior high stutents - Teachers Discount, Heroes Home Advantage Cash Back, Red for Ed - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Helping Teachers

Teachers are at Ground Level of Housing Affordability Stats

We are all for the sentiment behind the “Red for Ed” movement. Not only is compensation for Arizona teachers near the bottom of the barrel, but student test scores for the state are among the lowest in the country. Admittedly not every problem is solved by throwing money at it, but there is irrefutable evidence… Read More

Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Is This Why You’re Not Buying a Home? No.1 Hurdle and How to Conquer It.

In a Zillow report (below), research revealed that coming up with a down payment is the number one hurdle for home buyers. I have found that it’s a common misconception among potential buyers, that you must have a 20% down payment to buy a home. I’m here today to let you know that is CATEGORICALLY… Read More

Big key and Dollar Sign - The key your home price, pricing your home

Kiplinger Declares that Spring has Sprung for the Real Estate Market

There’s a bit of a fracas brewing in Arizona’s Real Estate market but that’s nothing unusual for this time of year, in fact Arizona perfectly reflects similar activity throughout the country. Low resale inventory, sluggish turn-times for New Construction homes, low interest rates gradually evaporating, and a steady stream of home buyers entering the market… Read More

Buying a Brand New Home? First Do These 5 Things.

I’ve worked with a number of superb builders in the Phoenix Valley area. I’ve also worked with a few who were far less impressive, the majority of whom are no longer in business. I make a practice of becoming familiar with as many of the local builders as I can, and have had a genuinely… Read More