Utility Scams, Fraud, Identity Theft, credit repair - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties - 602-999-0952 Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Video: 10 Ways to Avoid ID Theft

This video contains suggestions for Seniors but everyone can benefit from this advice. Of course we all would love to escape the nightmare of identity theft, but if you’re planning to buy a home it’s especially important to be sure your credit hasn’t been compromised in any way. Pull a credit report well in advance…. Read More

Equity Loans, Rising Home Prices in Phoenix Market - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Mortgage Rates Move Higher

It’s possible that slightly higher interest rates could be offset by a program to help with your down payment. Both Maricopa and Pinal Counties offer fantastic Down Payment Assistance grants… the ‘grant’ part means you are never required to repay this money. It is essentially “Free” money. I know several lenders that are approved to… Read More

So Who Cares?

I was reading an article today, the topic of which was mortgage pre-qualification v.s. pre-approval. The subject matter was relevant and it was well covered, but as thorough as the author’s research was, I’m not sure it matters. Having been in the Real Estate industry for so many years, I can tell you honestly that… Read More