Before you even apply for a mortgage you should understand this… APR may not mean what you think. Ever wonder what Closing Costs you’ll be responsible for when you buy or sell a home? Check out our infographic and article: Who Pays for What?
Advice for Home Sellers
8 Mistakes that Decrease Your Home’s Value
By Barbara Pronin Keeping up your home’s curb appeal shows more than pride of ownership. It shows respect for your neighbors – and when or if you decide to sell, a well-maintained home means it will sell faster and likely for top dollar. Similarly, maintaining your home’s interior is likely to pay off in the… Read More
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5 Things to Avoid When Selling Your Home in Today’s Competitive Market
Even if your home isn’t currently on the market… if you’ve just been thinking about selling, I’ve encountered all of the home selling issues below and agree wholeheartedly that each one can present their own unique problems. By Keith Loria While it’s widely known that being present during a home showing can do more harm… Read More
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5 Disaster Preparedness Tips for Seniors
They say with age comes wisdom—and when it comes to weathering disasters like fire, flood or hurricane, older individuals and their caregivers would be wise to prepare, according to the Insurance Information Institute (I.I.I.). Older individuals are particularly vulnerable to disaster, as they may have special needs, and seniors may also have trouble keeping up… Read More
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What Every Seller Should Know about Comps
By Suzanne De Vita “Comps” – or recent comparable sales – give real estate practitioners and appraisers the information they need to price a home at fair-market value. Though comparable data are clear-cut to a professional, how many sellers understand the various tangibles and intangibles that form these comparisons? If the gap between seller perception… Read More
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Video: Less Rigid Mortgage Guidelines? It’s about time!
I’ve noticed a slight loosening in Mortgage regulations lately. Several lenders I have worked with or am acquainted with, have been telling me about programs with lower credit score requirements and even smaller down payment options. This video explains a bit of what’s been going on. Additional Resources for Home Buyers A Heads Up… Read More
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Mortgage Interest Rates Still Low After Summer Decrease
Nationally, interest rates on conventional purchase-money mortgages decreased from July to August, according to several indices of new mortgage contracts. October rates so far have remained fairly stable. The National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders Index was 3.99 percent for loans closed in late August, down 3… Read More
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HUD and VA to Help over 9,000 Homeless Veterans Find Permanent Homes
In the ongoing effort to end veteran homelessness, the U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Veterans Affairs (VA) recently announced nearly $65 million to help more than 9,300 homeless veterans find a permanent place to call home. The rental assistance announced today is provided through the HUD-Veterans Affairs… Read More
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Is now the right time to put my home on the market?
If you’re moving up, or downsizing, the answer is yes. Market conditions will place you in an advantageous purchasing position on your next home, that might even offset any compromise on the sale of your current home. If you’re transferring or relocating you often don’t have the leeway of deciding “when” so the trick here… Read More
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When selling your home a picture is worth a thousand words.
Home Seller Tip: Take the Shot Everyone, and I mean everyone will tell you “De-Clutter Your Home” before placing it on the market, so much so that the phrase itself has become clutter. Things you live with every day don’t look like clutter to you, so how do you know what’s gotta go? Before your… Read More
