From our recent Newsletter The official opening of the federal tax filing season was Jan. 20, also the unofficial opening of the tax scamming season, the Internal Revenue Service warns. Tax fraudsters have posed as the IRS in everything from email refund schemes to phone impersonations all aimed at getting you to share your personal… Read More
Finance
Your insurance company says “Let us handle it”, but should you?
Waiting For Insurance To Pay Medical Bills Can Make Your Credit Report Sick Your credit report is supposed to be a predictor of how likely you are to pay back a debt, but medical debt may be making you appear, inaccurately, to be a worse credit risk than you really are. How prevalent is the… Read More
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Year End Moves to Trim 2014 Taxes
No one wants to pay more taxes than they have to, so use these five strategies to lower the size of the check you write to Uncle Sam next April. 1. Pay Bills Early If you itemize, pay bills early to increase your deductions. Pay your January 2015 mortgage payment and your 2015 property taxes… Read More
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Real Estate as an IRA Investment
If you think the stock market is overvalued, you’ve been disheartened by the relatively low rates of return offered by your traditional fixed income investments or you need to diversify your retirement portfolio, you can open a self-directed Individual Retirement Account (IRA) that invests in real estate. The rules are very strict about what you… Read More
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Right Place, Right Time
Clearly I was in the wrong place at the wrong time. ~Bill One lucky lottery player is Arizona’s newest millionaire, but he or she might not even know it yet. Someone purchased a winning ticket for the Pick, a six-number random-draw game, for the Oct. 18 jackpot worth $3 million, but no one has come… Read More
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Sneaky Costs Hidden In 0% Credit Card Offers
According to Consumer Financial Protection Bureau (CFPB), credit card companies lure consumers with 0 percent or low-interest offers for specific purchases, specified time periods or balance transfers, then hit them with surprise interest charges later. When you get offers for balance transfers, deferred-interest offers or convenience checks, read the fine print carefully. You may find… Read More
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4,000 Veterans Personal Information Compromised
Apparently the VA has personnel problems in every department 🙁 This was just stupid! ~Bill San Antonio News – 4,0000 Veteran’s Personal Information Compromised Director: Immediate actions taken to notify Veteran By Jessica Soto / Web-News Editor ABC12 KSAT SAN ANTONIO – The South Texas Veterans Health Care System in San Antonio is notifying 4,000… Read More
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5 Things to Do When You Get PCS Orders – Military.com
You are currently serving in the Military, you own a house and you receive PCS orders. What should you do next. Call us we would be glad and honored to assist.We have systems in place that not only save you money but more importantly, will save you TIME! Bill Salvatore with AZVHV Arizona Veterans Helping… Read More
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The 2 Forms Needed on the VA Home Loan
The information below is basic but critical and presented in a straight forward way. All VA loans must start here. ~Bill Posted on Friday, May 9th, 2014 Written by Jimmy Vercellino The VA Home Loan requires 2 forms. The DD-214 and the VA Certificate of eligibility. Simple enough right? Wrong. These 2 forms have caused… Read More
