downward red arrow on top of house silhouette with dollar bill in background - Low Mortgage Interest Rates - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Mortgage Rates Hover over Historic Lows but Maybe Not for Long

Mortgage Rates Hover over Historic Lows Average fixed mortgage rates ticked up slightly across the board but remain near historic lows, according to the recently released Freddie Mac Primary Mortgage Market Survey®(PMMS®). “Post-Brexit volatility tapered off over the last few weeks, allowing interest rates to bounce back a bit from their record and near-record lows,”… Read More

HVAC - AC - air conditioning - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Video: Save Smart by Increasing Your Home’s Value

Great tips in this video, but let me just add one piece of advice for Arizona residents or anyone living in an area with hard water. One of the smartest ways to save money is to install a water softener. The damage from hard water to pipes, faucets, your washing machine and dishwasher are all… Read More

Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: Is a Reverse Mortgage Right for You? What You Should Know.

Video: Is a Reverse Mortgage Right for You? What You Should Know. There’s a lot to consider when researching the pros and cons of a a reverse mortgage. This video gives you some basic facts about every reverse mortgage, so that you’ll know what questions to ask before you contact a mortgage lender. One other… Read More

Rent vs Buy, Rent or Buy - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties

New Buy vs. Rent Index Shows U.S. Housing Market Moving Deeper into Buy Territory

New Buy vs. Rent Index Shows U.S. Housing Market Moving Deeper into Buy Territory According to the statistics below, most of the country is well beyond the break-even point when it comes to renting vs buying a home. In all but two major cities, it is now far more financially sensible to buy. The latest… Read More

Condomniums, Sugar Grove Station, W.Va, U.S. Government Spy Town for Sale

An Entire United States Spy Town Is Up for Auction

An Entire United States Spy Town Is Up for Auction By Nick Caruso It’s not the first time that an entire American town has gone on the auction block, but it might be the most unusual. Sugar Grove Station, W.Va. was originally a United States Navy military base to support part of the National Security… Read More

High-end kitchen with granite countertops, new cabinets and stainless appliances - Kitchen, Luxury Home, Updates, Upgrades - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Video: Staying or Selling, Interior Design Ideas

Video: Staying or Selling, Interior Design Ideas. By now, everyone is fully aware that design choices can make or break your home’s investment value. You my love your quirky style. But when it comes to selling your home, those unique touches may just narrow your field of buyers. There are however, a few things you… Read More

Thank You Thursay, Pasta

Thank You Thursday applauds the Moli-sani Project and 23,366 Italians

Could there be better news? Certainly not for me. IRCCS (Istituto Neurologico Mediterraneo Neuromed) of Italy has determined, in a study of 23,366 Italians consuming a Mediterranean diet that included pasta, that PASTA DOES NOT MAKE YOU FAT! As a matter of fact if I’m reading this right, pasta may actually be beneficial to your… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: How Fico 9 Changes Could Impact Credit Scores

FICO, the most widely used credit scoring company in the country, modified their model in 2014 (FICO 9) but few people are aware of how these adjustments affect them personally, or even that there have been changes at all. A few shifts in the scoring algorithm can make a big difference in your credit score,… Read More

Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Shrinking Inventory Increases Home Values Beyond Predictions

Home values are appreciating faster than experts expected, rising almost 5 percent over the past year, according to Zillow® Real Estate Market Reports. There are 3.4 percent fewer homes for sale in the U.S. than there were 12 months ago. Zillow forecasted home values would grow 2 percent from April 2015 to April 2016, and outside housing experts… Read More

The Future Is Calling! Homebuilding Innovations to Watch

The Future Is Calling! Homebuilding Innovations to Watch – Green homes and eco-friendly building options are no longer on the fringe. More and more often, Home Buyers are requesting the latest and greatest innovations in their new home. Small but powerful generators, sliding window walls, networked refrigerators are all well on their way to being… Read More