The short answer is Yes. But read on for a few considerations, suggestions and a caveat or two to prepare your finances before you apply. A large percentage of recent college graduates have student loan debt, often totaling tens of thousands of dollars. While having significant balances might make it harder to become a homeowner,… Read More
The Real Estate market appears to be equalizing in many parts of the country, meaning neither home buyer’s nor home seller’s hold all the cards. In these rare moments of balance, advantages can be gained by either party with smart negotiation, knowledge of strategies to employ and exactly how far you can stretch your advantage…. Read More
In a Zillow report (below), research revealed that coming up with a down payment is the number one hurdle for home buyers. I have found that it’s a common misconception among potential buyers, that you must have a 20% down payment to buy a home. I’m here today to let you know that is CATEGORICALLY… Read More
The closing was earlier this morning. The location is an in-demand community in Chandler, Arizona. The sales price was in the upper $200s, and the first-time home buyers and excited new homeowners, Chris & Tiffany, are Millennials. The above is a common scenario in Arizona’s busy 2018 Spring real estate market, indeed throughout the country… Read More
I’d love to hear where the general public stands on this. I’m in the middle of a debate with myself about folks this would help and who it might harm. Short Sales and Foreclosures are not nearly as prevalent as they used to be but they do still exist. Mortgage debt tax forgiveness during the… Read More
How much money will I save buying an ‘energy efficient’ home? Sorry, I don’t think anyone can tell you that with any accuracy. The numbers I’ve seen among my client’s results are all over the map, and energy saving features range from a few appliances to every system in a whole house. Green Homes seem… Read More
STOP paying someone elses mortgage! Has it ever occurred to you that while you’re renting a home, the mortgage you are paying is someone else’s? The vacation you are funding is your landlords? And all your efforts are going into taking care of a property that will never be yours? That property is building equity,… Read More
A reader asks: We were told we have to wait 7 years after our Foreclosure to purchase another home. Is there any way we can buy a home sooner? A: Short answer… Yes, you can buy a home faster. Funny you should ask. Just last week I was talking with one of the lenders that… Read More
12 Year-End Tax Tips Especially for 2017 Year end brings the craziness of holiday celebrations, the joy of family visits, the excitement of the coming new year, and looming quietly in the background… another approaching tax season. Are you a recent home buyer? Make sure you are well informed about the deductions and benefits available… Read More
Here there be Jobs & Salaries in Sync with Rents & Mortgages… namaste. It’s not everywhere that you’ll find salaries that are perfect harmony with rents and mortgages, but several major U.S. cities,including Phoenix AZ, can boast that distinction… especially if your field is in one of the ‘in demand’ arenas like Health Care. Phoenix,… Read More
