So what does the term Homestead Exemption mean and how does it apply to you? A homestead generally refers to one’s owned, primary residence, and is a protection of the value or a predetermined portion of the equity in your principal dwelling place from some creditors and/or forced sale of your home.
As if IRS and Banking scams, computer and cell carrier hustles, census fraud and government grant hoaxes weren’t enough, there are scams perpetrated via every communication device, by mail, phone, text and email and sadly, in person as well. A recent addition to the ever-growing profession of scam-creation, are utility scams. The government tracks known… Read More
Helping Veterans is by far the best thing about my job. For the most part my assistance is real estate related because that is my job, and though I find it very satisfying, I especially enjoy the stuff that falls outside of that particular box, like delivering holiday food baskets to Veterans or helping out… Read More
Now is the time! Even here in Arizona we’ve been warned. Residents North of Flagstaff and along our Eastern border with New Mexico, have already seen a snowstorm, unseasonable weather and short-lived to be certain, but a playful reminder that weather anywhere can turn on a dime. How often do we think about turning on… Read More
I might venture a guess that better than half of all home buyers, and a great majority of first-time buyers, choose an FHA mortgage. Home loans come in a variety of flavors but the FHA loan, insured by the Federal Housing Administration, offers benefits not found in most other options, not the least of which… Read More
The purchase of a new home is really big deal. The sale of your home carries both financial and emotional weight. But how much thought have you given to the actual act of moving? For instance, have you considered the best way to label your boxes for the most convenient and efficient unpacking? How big… Read More
We are all for the sentiment behind the “Red for Ed” movement. Not only is compensation for Arizona teachers near the bottom of the barrel, but student test scores for the state are among the lowest in the country. Admittedly not every problem is solved by throwing money at it, but there is irrefutable evidence… Read More
According to SmartAsset, Chandler, Arizona is one of the cities chosen most often by Single Home Buyers, and I’m not surprised. Chandler has an animated vibe and a progressive philosophy. The downtown area has grown from one sleepy laid-back main street to a whirlwind of eclectic activity in just the past few years. Chandler’s relative… Read More
In a Zillow report (below), research revealed that coming up with a down payment is the number one hurdle for home buyers. I have found that it’s a common misconception among potential buyers, that you must have a 20% down payment to buy a home. I’m here today to let you know that is CATEGORICALLY… Read More
The closing was earlier this morning. The location is an in-demand community in Chandler, Arizona. The sales price was in the upper $200s, and the first-time home buyers and excited new homeowners, Chris & Tiffany, are Millennials. The above is a common scenario in Arizona’s busy 2018 Spring real estate market, indeed throughout the country… Read More
