Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Turned Down for a Mortgage? Read This before Reapplying

Turned down for a mortgage? You’re not alone. Many borrowers are finding it difficult to navigate lending requirements and reapply for a loan to buy a home, despite significant improvement in the housing market. If your mortgage application was rejected, take heart. Mike Sullivan, director of education for Take Charge America, a national nonprofit credit… Read More

Landscaping, garden, yard - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

5 Landscaping hacks to increase your home’s value

Landscaping is one of the most important ways to increase your property’s value quickly. In fact, a gorgeous landscape design can increase the value of your home by at least 5 to 11 percent—and maybe more. The best part about landscaping is that even though it’s one of the most valuable home improvements you can make, it’s… Read More

Thank You Thursday - Bill Salvatore, Realty Excellence East Valley at Arizona Elite Properties

Thank You Thursday acknowledges Arizona School of Real Estate and Business

Arizona School of Real Estate and Business (AZREB) is offering scholarships to Arizona residents who are members of the Military and their immediate family. To take advantage of the opportunity to attend one of the most respected Real Estate schools in the state, be sure to apply before December 1, 2015 . Link to AZREB… Read More

Be Aware, Be Very Aware

from A Heads-Up for Home Buyers on yourvalleyproperty.com Be Aware, Be Very Aware Scope out the territory in advance! Note market conditions before requesting seller concessions. Different market conditions favor different contract terms. In recovering from the infamous downturn, the market has bounced back and forth between the so called “seller’s market” and “buyer’s market”… Read More

Appraisal form partially filled out, with pen lying on top - Appraisal, What's My Home Worth, Home Value, Free Market Analysis - Bill Salvatore, Arizona Elite Properties 602-999-0952- Arizona Real Estate

What happens when the appraisal does not support the purchase price.

from Home Buyer’s FAQ on yourvalleyproperty.com What happens when the appraisal does not support the purchase price? Surprisingly you have more options then you might think. This is not necessarily a deal-breaker. You will have the choice of walking away, as a satisfactory appraisal is a condition of your contract. Renegotiating the price or terms… Read More

Mortgage, Finance, Low Interest Rates - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Tip #7, from “A Heads-Up for Home Buyers, 11 Things You Might Not Have Thought About”

7. Only if The Price is Right. Possibly one of the most critical considerations will be your offering price. Your agent can provide not only the selling prices of similar homes in the area, but terms (foreclosure, short sale, estate sale, contingencies, etc.) under which they were sold and the condition of the sold property… Read More