Seller’s Generally Pay:
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Owners Title Insurance Premium
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Real estate commission
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HOA Disclosure Fee
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Escrow Fees (half)
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Notary fees
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Property tax proration (to date of acquisition)
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Special delivery/courier fees, if required
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Document preparation fees
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Document recording charges
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Homeowner’s Association transfer fee (negotiable) and prorata dues
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Home Warranty (or according to contract)
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Work/repairs required (according to contract)
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Matters of record attached to the property or seller (loans, tax liens, judgments, etc.) and fees required to clear them (statement fees, reconveyance/trustee fees and prepayment penalties)
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Bonds and assessments (according to contract)
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Buyer’s Generally Pay:
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Title insurance policy premiums (lender’s and buyer’s if applicable)
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Escrow fees (half)
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Notary fees
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Property tax proration (from acquisition date)
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Special delivery/courier fees, if required
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Document preparation fees
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Document recording charges
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Homeowner’s Association transfer fee and reserve fee (negotiable) and prorata dues
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City expenses
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Home Warranty (or according to contract)
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Inspection fees (according to contract)
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Matters of record against the buyer including tax liens, judgments and fees required to clear them
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Fire insurance premium for the first year
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Assumption/change of records fees if the buyer is taking over an existing loan
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Lender’s new loan charges and fees
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Interest on new loan from date of funding to 30 days prior to the first payment
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Other prorations (rents, insurance etc.) if applicable
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