Housing Finance, Mortgage Balance, Rising Market - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Mortgage Delinquency Rates Drop, Can You Still Get A Deal on Real Estate?

Home Buyers scouring the market for deals are having a much more difficult time finding one. Due to a shortage of foreclosures and the virtual non-existance of short sales, it’s been necessary for Home Buyers and property investors to adjust their definition of a bargain. Bargains nowadays might include

Red and white For Sale sign out front of brick home - Home for Sale, Selling Your Home, Listing your home, How Not to Sell Your House via RIS media - Bill Salvatore, Your Valley Property Team, Arizona Elite Properties 602-999-0952

Will Homestead Exemption Protect You From Forced Sale of Your Home?

So what does the term Homestead Exemption mean and how does it apply to you? A homestead generally refers to one’s owned, primary residence, and is a protection of the value or a predetermined portion of the equity in your principal dwelling place from some creditors and/or forced sale of your home.

Utility Scams, Fraud, Identity Theft, credit repair - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties - 602-999-0952 Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Utility Scams are on the Rise, Home Owners Beware

As if IRS and Banking scams, computer and cell carrier hustles, census fraud and government grant hoaxes weren’t enough, there are scams perpetrated via every communication device, by mail, phone, text and email and sadly, in person as well. A recent addition to the ever-growing profession of scam-creation, are utility scams. The government tracks known… Read More

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10 Noteworthy Home Design Trends for 2019

10 Noteworthy Home Design Trends for 2019 With over 8,000 homes constructed last year, national home builder and developer Taylor Morrison has a window into the design trends that are most influencing home decor. Here are ten trends from the builder’s in-house design experts and from our own sales team, based on the elements today’s… Read More

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Conforming Mortgage Loan Limits Increase for Home Buyers

Home Buyers utilizing the Conventional Mortgage are seeing an increase in conforming home loan limits. Loan limits generally keep pace with housing prices in various regions and have been adjusted upward for the 2019 housing market. The conforming limit does not refer to the price of the home,

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Video: Wasting Energy is Wasting Money, Tips to Save Both

No matter your region’s season of highest energy use, there are a few things including some routine home maintenance and repair, that everyone can do to cut energy costs in their home. Changing out filters regularly in heating and cooling systems is one of the simplest and least expensive steps you can take right now…. Read More

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Are We in a Buyer’s Market? Home Selling Tips to Try Right Now

Real estate markets across the country are coming around toward balance, with prices leveling off and inventory of homes available for sale beginning to look ‘normal’. What does this mean if you’re getting ready to put your home on the market? A reshaping your strategy would be wise. These 5 tips will facilitate a faster… Read More

Outline of home with smart technology, tablet, phone, thermostat and upward arrow indicating increasing value - Bill Salvatore, Arizona Real Estate - Arizona Elite Properties 602-999-0952

The Other Smart Tech to Protect Your Home

Certainly we’re all aware of smart security systems and thermostats that can be managed remotely through apps on our phones, tablets and laptops. But there are so many other things that can go wrong when we’re away from home, and Murphy’s Law, the original Murphy’s Law, states that “things will go wrong in any given… Read More

Home buyers, Family with Kids, Moving Children, Happy Family - Bill Salvatore, Arizona Real Estate - Arizona Elite Properties 602-999-0952

Moving with Kids is a Whole Other Can of Worms

So why is May to August prime-time for Real Estate sales? It mostly comes down to families with kids. For obvious reasons, parents would prefer moving during the Summertime, Real Estate’s infamous ‘busy season’. “Before the kids start school” is most often the #1 item on a parent’s home buying wish list. But of course… Read More

Pie chart showing what affects your credit in percentages - Understanding Credit, Credit Score Tips, Fixing Your Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Hunting for the Best Mortgage Rate? Raising Your Credit Score WILL Save You Money!

When you’re shopping for a low mortgage interest rate, keep in mind that widely advertised rates for home loans are usually designed for home buyers with “very good” to”excellent” credit scores. — Understanding Your Credit Score — That’s not meant to imply that you can’t get a mortgage if you have a “fair” credit rating,… Read More