Young couple excited to hold the keys to their new home - First Time Buyers, Veterans Discounts, Getting Ready to Buy a Home - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Rea Estate

Learn the Lender Lingo! (#2- Mortgage Options for First Time Home Buyers)

You’re fortunate, not to mention unusual, if you are a first-time home buyer who has the means to obtain a Conventional mortgage. Commonly the biggest stumbling block is down payment. For the majority of home buyers, their first purchase will not be their forever home. I generally tell buyers to consider their first home to… Read More

hand holding smartphone with interest rate info displayed, credit: austin-distel-EMPZ7yRZoGw-unsplash - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

Applying for a Mortgage? Learn the Lender Lingo! (#1-Types of Lenders)

Shopping for a home before you’ve nailed down your price range is not only unwise but can be truly disappointing. You may have a vague idea of what you can afford, but before you’ve talked with a lender, it’s hardly possible to grasp all the costs involved or the options available to you including those… Read More

close up of hand holding small model house, while signing a contract - homeowners insurance, renovations and insurance, insurance for remodeling your home, property value - Bill Salvatore, Your Valley Property Team - Arizona Elite Properties 602-999-0952

Can Home Improvements Affect Your Insurance? You Betcha!

Most home owners consider both lifestyle enhancement and the value of their home when deciding which upgrades or improvements to undertake, but few take into account the affect those renovations might have on their homeowners insurance. For instance, installing a home security system does little to increase your home’s value. An appraiser will give limited… Read More