Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Static Mortgage Rates Fit the Pattern

Early, alarming predictions for a dramatic surge in mortgage rates in 2018, have so far fallen flat. True, home buyers have seen incremental increases in rates for home loans since January, but in more of a one-step-forward-and-two-steps-back pattern. I’m cautiously optimistic that this might continue for three significant reasons. First, the country’s economy appears to… Read More

White 2-story Southwest style home with SOLD sign out front - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Real Estate Q & A: Is it Possible to Schedule Showings Only When We’re at Work?

Question: Is it possible to schedule showings only when we’re at work so our evenings, weekends and family time are not disturbed? I hear this question in one form or another all the time; only when we’re at work, only when we’re at home, only when the kids are at school, only when the dog… Read More

top portion of settlement statement document - Settlement Statement, Closing Costs, Documents, Title Company, Mortgage - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Mortgage Closing Costs 101

Mortgage Closing Costs 101. It goes without saying that buying a home is a major financial investment. It is advisable that you understand how much more goes into budgeting for a new home other than monthly mortgage payments. Closing costs are one of those budget entries.  Click to view “Who Pays for What?”. Closing costs… Read More