Children playing at Gilbert's Water Ranch Riparian Preserve

First-Time Home Buyers, Where is Your Sweet Spot?

Gilbert, Arizona recently earned a spot on WalletHub’s list of the Top 10 best places for first-time home buyers. I’m not exactly sure how this happened. Gilbert has been experiencing the same shortage of inventory as the the rest of the country and though it has been easing up a bit, availability is still not… Read More

hand placing wooden house cutout next to small jar of money - Consumer Confidence, Strong Economy, money,-house-graphic-Designed by Freepic - Bill Salvatore, Arizona Elite Properties 602-999-0952- Arizona Real Estate

Property Taxes 101 for Home Buyers or New Home Owners.

When you sign your closing documents as either a home seller or a home buyer, there will be a notation on the Settlement Statement regarding property taxes. There’s always a bit of a kerfuffle over property taxes so it helps to understand how they work. If you’re a homeowner here in Arizona you’ve probably just… Read More

Your HELOC Might be Deductible, IRS Explains

This year’s income tax season is nearly at a close and many of us have already moved on to determining and tracking deductions for the 2018 tax year. Mortgage and Home Equity loan interest tax guidelines will be changing but the general public’s initial knee-jerk reaction to these adjustments was largely premature. Fortunately the bottom… Read More

Calculator, pile of papers, taxes, deductions

12 Year-End Tax Tips Especially for 2017

12 Year-End Tax Tips Especially for 2017 Year end brings the craziness of holiday celebrations, the joy of family visits, the excitement of the coming new year, and looming quietly in the background… another approaching tax season. Are you a recent home buyer? Make sure you are well informed about the deductions and benefits available… Read More

Calculator, pile of papers, taxes, deductions

Homeowners, It’s Property Tax Time – Considering an Appeal?

Homeowners, It’s Property Tax Time – Considering an Appeal? I’ve never felt the need to appeal my property taxes but I’ve known quite a few folks who have, some successful, some not so much. For the most part it was the homeowners who discovered inaccuracies in the information specifically about the property, who prevailed. I’m… Read More

Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: Choosing the Right Lender Makes All the Difference

Video: Choosing the Right Lender Makes All the Difference I’m not sure how many people realize how critical it is to choose the right mortgage lender when you’re buying a home. Unfortunately, by the time you find out you’ve made the wrong choice it’s usually too late. As a Realtor, I learned very quickly which… Read More

3 Lesser-Known Tax Breaks Homeowners Miss

Tis the season. Did you know most homeowners can write off all mortgage interest up to $1.1 million for primary and secondary residences, as well as property taxes? Credits for property taxes and other tax breaks are also offered to in 21 states and the District of Columbia. But mortgage interest and property taxes are… Read More

Value of my home - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Property Tax Primer: Is Your Assessment Correct?

By John Voket There are millions of articles out there on the best ways to prepare your home for sale. But what about preparing to stay, and dealing with a reassessment or revaluation that may be inaccurately boosting your local property taxes? For some answers, I turned to Vision Government Solutions, a supplier of land… Read More

Home Buyers, Home Inspections - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Buying a Home? Remember the Important Details – Video

A quick video with some very important tips on buying a home. From Seller’s Disclosures and Home Inspections to taxes and easements. A special note about here in Arizona: It’s fair to say that most properties are located within an HOA. Home Owners Associations can allow or restrict so many different things including the color… Read More

Real Estate closing, Who pays for what? - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Who’s gonna pay for that? Real Estate closing costs demystified.

It’s wise to be thinking about your closing costs long before you get involved in a Real Estate transaction. It’s part of your agent’s job to review the HUD1 (a complete accounting of all closing costs) and determine if everything is explained and charges are correct before you sign and close. Of course there are… Read More