Understanding Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: Improving Your Credit Score, How and Why

Can you improve your own credit score? The video below offers some advice if you choose to work with a credit counselor and some warnings, but you can actually repair your credit yourself in a few straightforward steps. Check your credit report on annualcreditreport.com. This is the only site authorized by federal law to provide… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

The Gig Economy – Mortgage App Tips for Contractors and Self Employed

The Gig Economy – Mortgage App Tips for Contractors and Self Employed The Gig Economy has been a hot topic lately. As the work-from-home concept cycles yet again into the fashionable zone, freelance and contract entrepreneurs are flourishing. But current mortgage regulations in our country are not self-employment friendly. That doesn’t mean you can’t get… Read More

Hand with pen writing on a mortgage application - Video: Reverse Mortgages

Video: Applying for a Mortgage? Be Prepared.

Video: Applying for a Mortgage? Be Prepared. When you apply for a mortgage, your lender will take a good hard look at the last two years of your life. From names and addresses of employers to child support and alimony payments, everything even remotely related to your personal finances will be an open book. Start… Read More

House outline with dollar sign and upward arrow - Strong Real Estate Market, Home Prices up - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952 - Arizona Real Estate

No Flip-Flop in Home Prices Expected

No Flip-Flop in Home Prices Expected. Nationwide, unemployment is down and new job creation has been rising at a very promising rate, residential rents are increasing in all major metro areas and mortgage interest rates are still low… the perfect storm for a stable Real Estate market. Due in part to a long-term lack of… Read More

Low Mortgage Interest Rates - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

A Rare Balance: Mortgage Rates Hit a New Low, Home Prices Remain Stable

A Rare Balance: Mortgage Rates Hit a New Low, Home Prices Remain Stable. I realize this isn’t the season that most folks choose to move. Kids are settled into classrooms, ‘bad weather’ season is on its way in most parts of the country, and the holidays are creeping up fast. I get all that, I… Read More

Real Estate Market, Report, Update, Statistics - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Housing Industry Growth Unclear as the Nation Awaits Policy Decisions

Housing Industry Growth Unclear as the Nation Awaits Policy Decisions. Housing affordability, as in any market, is controlled by supply and demand. Currently, at least in the affordable housing sector, demand is exceeding supply. This news isn’t all bad however. Home Sellers are experiencing the advantage known as ‘Seller’s Market’ for the first time in… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: What’s the Word on Mortgage Lending Standards? Better.

Video: What’s the Word on Mortgage Lending Standards? Better. Mortgage lending regulations, along with mortgage interest rates, are fickle. Just when you think you’ve got a handle on them, they will change. Fortunately for home buyers mortgage lending standards have recently been changing for the better. At the end of last year and the first… Read More

Desk top with credit report, money, calculator and pie-graph

And the Winner is… The Number 1 Influence on 2017’s Real Estate Market

And the Winner is… The Number 1 Influence on 2017’s Real Estate Market The facts of financing are undeniably influential but the nuances are really what shape the Real Estate Market. Mortgage interest rates rise and fall regularly, and though we’ve had several interest rate drops in recent weeks, all the news is about rising… Read More

Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Video: Looking to Save When You Buy a Home? It’s Easier Than You Think!

Video: Looking to Save When You Buy a Home? It’s Easier Than You Think! What’s the first thing you think about when shopping for a home? Is it getting the best deal? Finding the lowest mortgage interest rate? Decreasing your closing costs? Consider this scenario: You make an offer on a home that is $10,000… Read More

New Construction, Discount, New Homes in Arizona - Bill Salvatore, Realty Excellence East Valley - Ariozna Elite Properties - 602-999-0952

Builder Confidence Grows to Highest Point Since 2005

Builder Confidence Grows to Highest Point Since 2005 Home builders’ confidence in the housing market increased to its highest reading in the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) since July 2005, indicating a renewed sense of optimism in the first quarter of the new administration. The Index now reads 70…. Read More