Rising rents are making it more and more difficult for hopeful home buyers to save enough money for a downpayment and closing costs. Home ownership has a mountain of advantages, not the least of which is the ability to build equity while establishing stability for you and your family. While your investment appreciates, homeowners can… Read More
Are you planted firmly on the Rent vs Buy fence? That’s where my clients were. The dilemma they found themselves facing is a very common one. They’ve been renting a residence here in the Phoenix valley for several years. As rents were relentlessly increasing, they began to explore the possibility of buying a home. Home… Read More
Carbon monoxide is odorless, colorless, and tasteless. Virtually undetectable by humans, it is highly toxic. Most builders are required to install carbon monoxide alarms in residential new construction. I might argue that every home should have at least one carbon monoxide detector. The most likely culprits? Gas appliances, hot water heaters, fireplaces, coal, pellet and… Read More
STOP paying someone elses mortgage! Has it ever occurred to you that while you’re renting a home, the mortgage you are paying is someone else’s? The vacation you are funding is your landlords? And all your efforts are going into taking care of a property that will never be yours? That property is building equity,… Read More
Active Adults Playing a Huge Role in Home Builder’s Positive Outlook. Baby Boomers are entering the housing market in droves, some as first time buyers, others downsizing or relocating to a more retirement-friendly climate. The vacation home market in Arizona has seen a deluge of Boomers on the cusp of retirement, looking to bring a… Read More
Video: Choosing the Right Lender Makes All the Difference I’m not sure how many people realize how critical it is to choose the right mortgage lender when you’re buying a home. Unfortunately, by the time you find out you’ve made the wrong choice it’s usually too late. As a Realtor, I learned very quickly which… Read More
2017 Spotlight On: Midwest and Southern Real Estate Markets Real Estate markets in the Midwest and Southern states have been in the spotlight for the first half of 2017, establishing a trend for continued moderate home price growth for the remainder of the year. Clear Capital’s recently released Home Data Index (HDI) Market Report notes… Read More
Report: Multi-Family Homes as Investment or Residence? Folks shopping for a place to live have rarely considered multi-family homes in the past, but maybe they should start. Investors long ago realized the value of multi-family properties as a more efficient, more profitable way to cover their mortgage and investment costs. Multi-Family doesn’t need to imply… Read More
FICO, the most widely used credit scoring company in the country, modified their model in 2014 (FICO 9) but few people are aware of how these adjustments affect them personally, or even that there have been changes at all. A few shifts in the scoring algorithm can make a big difference in your credit score,… Read More
