Couple holding paperwork sitting at a table with their agent - Advice for Home Sellers - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Infographic: Does the Gender Pay-Gap Price Single Females Out of the Home Buying Market?

Infographic: Does the Gender Pay-Gap Price Single Females Out of the Home Buying Market? Of the single home-buyers I’ve dealt with over the past several years, I would estimate that 80% were female. My personal statistics do not square with the national average. On the other hand, Real Estate is still very reasonably priced in… Read More

Walking Trails, Park, Walkable Cities

Infographic: Millennials are Buying Homes Where?

At number 24, Gilbert appears higher on this list than any other Phoenix Valley city. Completely understandable. Gilbert has built their stellar reputation on superior city management and lots of community involvement. Schools are good. Parks, biking and walking trails are plentiful. Entertainment opportunities are unmatched. Housing prices are slightly higher than most Phoenix Valley… Read More

Down Payment Assistance, First Time Buyers, Help with Closing Costs, Low Mortgage Rates - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

Millennials Investment Plans Include the American Dream – Infographic

Millennials faced a challenging job market when they graduated, but as the economy is looking up, Millennials are looking forward. From a lifestyle perspective, buying a home is still the American Dream. From a practical standpoint, Millennials realize the investment value of owning a home of their own. As in anything worth running after, there… Read More

Puzzle pieces forming a house - Home Sellers, Home Buyers, Mortgage Regulation, Title and Escrow - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

3 Tips to Keep in Mind as You Search for a Starter Home

3 Tips to Keep in Mind as You Search for a Starter Home. Buying a home is like a puzzle, there are a ton of little pieces that need to be put in place; mortgage pre-approval, your list of wants and needs, finding a Realtor that suits your personality. I often tell my first time… Read More

Home buyers, Family with Kids, Moving Children, Happy Family - Bill Salvatore, Arizona Real Estate - Arizona Elite Properties 602-999-0952

The Importance of Culturally Competent Mortgage Professionals

The Importance of Culturally Competent Mortgage Professionals Home Buyers in Phoenix and surrounding suburbs represent an abundantly diverse population, and I believe there is no business that supports diversity better than the real estate and mortgage industry. According to the statistics in this article, much of the increase in home ownership over the past year,… Read More

Couple holding paperwork sitting at a table with their agent - Advice for Home Sellers - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Limited Inventory Blamed for Rise in Starter Home Prices

First-Time Buyers are finding prices for starter-homes rising all over the country but mortgage interest rates are lower than ever, which in some cases, could even the score… maybe not for long. Interest rates on home loans have been low for quite some time now but with the shake-up in the European Union, US financial… Read More

Employment - Jobs - Working People - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties

Video: Marketing Your Home to Millennials

The millennial home-buyer market is huge and you can’t go wrong with updates that will appeal to this 24-32 age group, after all, this kind of modernization can only get more valuable in the future and will make your life easier while you’re still living in your home. The video below contains a few tips… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Home Loans Hampered by Regulatory Burden

Eighty-six percent of the typical bank’s mortgage loans made last year were “qualified mortgages,” according to the American Bankers Association’s 23rd annual Real Estate Lending Survey. Despite an increase in non-QM lending, the survey results revealed that 72 percent of respondents expect the Consumer Financial Protection Bureau’s mortgage lending rules will continue to cause a… Read More

Rent vs Buy, Rent or Buy - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties

Video: Buying Beats Renting in More Than Half of Markets

Note from Bill: Regulations for buying a home after a financial event; short sale, foreclosure or bankruptcy, could be changing for the better! Call me for the latest information. You might be pleasantly surprised. Video: Buying Beats Renting in More Than Half of Markets This is definitely the case, at least right here, right now…. Read More

Being Prepared, for Home Buyers - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Q: Are There Tax Credits for First-Time Homebuyers?

A: Yes, thanks to the many city and county governments that offer Mortgage Credit Certificate (MCC) programs, which allow first-time homebuyers to take advantage of a special federal income tax write-off. The credit reduces the amount of federal taxes paid by the buyer each year, if he keeps the same loan and lives in the… Read More