Calculator, pile of papers, taxes, deductions

12 Year-End Tax Tips Especially for 2017

12 Year-End Tax Tips Especially for 2017 Year end brings the craziness of holiday celebrations, the joy of family visits, the excitement of the coming new year, and looming quietly in the background… another approaching tax season. Are you a recent home buyer? Make sure you are well informed about the deductions and benefits available… Read More

Hand with pen writing on a mortgage application - Video: Reverse Mortgages

Video: Choosing the Right Lender Makes All the Difference

Video: Choosing the Right Lender Makes All the Difference I’m not sure how many people realize how critical it is to choose the right mortgage lender when you’re buying a home. Unfortunately, by the time you find out you’ve made the wrong choice it’s usually too late. As a Realtor, I learned very quickly which… Read More

Retro kitchen, white walls and cabinets, glass table, yellow plasti-form chairs

Cost vs Value: The 4 Best and 4 of the Worst Remodeling Projects

Cost vs Value: The 4 Best and 4 of the Worst Remodeling Projects To begin with, I have just a couple notes of caution for you regarding cost vs value in a home remodel. Always consider not only the value of your own home but the value of all properties surrounding it. Research what buyers… Read More

Strong Housing Market Arizona - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Why Are Existing Home Sales Tanking?

Why Are Existing Home Sales Tanking? *check in tomorrow, for How to Buy a Home in a Seller’s Market. I wouldn’t exactly call it a plummet, but there’s been a definite, noticeable decrease in existing home sales. This is not to say that home buyers are disappearing, not even close, it’s to replay my mantra… Read More

Flipped, remodeled, upgraded, repair, house - Bill Salvatore, Realty Excellence East Valey - 602-999-0952

Infographic: The Top Cities to Flip Houses in 2016

Infographic: The Top Cities to Flip Houses in 2016. There are some statistics here that might, at first glance, appear to be an anomaly. But if you’ve been watching the Real Estate market at all you know that the bulk of current data follows a predictable pattern. For instance, you’ll notice in the infographic below,… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Fannie Mae Broadens Access to Credit for Eligible Home Buyers

Fannie Mae Broadens Access to Credit for Eligible Home Buyers. Home Buyers have long been overburdened by the mortgage application process and simplification of the lending regulations is long overdue.  There have been a few policy shifts recently that make the mortgage process smoother, and in my humble opinion fairer, for qualified and qualifiable home… Read More

Parking sign in the middle of a flooded area. Flood insurance, flooded homes, Arizona Monsoon Season.

Are You Paying Too Much for Flood Insurance?

Are You Paying Too Much for Flood Insurance? You might not think of Arizona as being a place where homeowners or home buyers need to consider flood insurance. We are after all, largely desert. In fact, according to the government website FloodSmart.gov, in the past 5 years, property owners in all 50 states have experienced… Read More

Hand holding a home with umbrella above - The importance of Title Insurance

Does Anyone Think About Title Insurance? Why It Matters to You.

Does Anyone Think About Title Insurance? Why It Matters to You. After dealing with a title issue for a home we owned many years ago, years of stress, inconvenience and expensive attorney fees, I can attest to the fact that an Owner’s Title Policy is absolutely essential. An owner’s title insurance policy protects your property… Read More

Top portion of title report, title and escrow, title company - Bill Salvatore, Arizona Elite Properties 602-999-0952

Anticipating Common Challenges during Escrow

Anticipating Common Challenges during Escrow – I work a lot with the folks at Pioneer Title Agency. They are local, efficient, and very knowledgeable all critical attributes in such a precision-dependent occupation. They’ve taught me a lot over the years, but one thing I have not learned from them is that problems are inevitable. I… Read More

Understanding Credit - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Video: How Fico 9 Changes Could Impact Credit Scores

FICO, the most widely used credit scoring company in the country, modified their model in 2014 (FICO 9) but few people are aware of how these adjustments affect them personally, or even that there have been changes at all. A few shifts in the scoring algorithm can make a big difference in your credit score,… Read More