Your HELOC Might be Deductible, IRS Explains

This year’s income tax season is nearly at a close and many of us have already moved on to determining and tracking deductions for the 2018 tax year. Mortgage and Home Equity loan interest tax guidelines will be changing but the general public’s initial knee-jerk reaction to these adjustments was largely premature. Fortunately the bottom… Read More

Hand with pen writing on a mortgage application - refinance, mortgage, interest rate, home loans, reverse mortgage, credit - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Have Homeowners Lost Interest in Mortgage Refinance?

Refinances down but new mortgages are up. I’m not at all convinced that the recent indifference toward mortgage refinancing has anything to do with rising interest rates. I’m more inclined to assume that because low mortgage rates have been around for an extended period of time, most everyone who wanted to refi has already done… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

The Gig Economy – Mortgage App Tips for Contractors and Self Employed

The Gig Economy – Mortgage App Tips for Contractors and Self Employed The Gig Economy has been a hot topic lately. As the work-from-home concept cycles yet again into the fashionable zone, freelance and contract entrepreneurs are flourishing. But current mortgage regulations in our country are not self-employment friendly. That doesn’t mean you can’t get… Read More

Beautiful neighborhood - 4034 E Tulsa St, Gilbert AZ - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Before You Buy a Home Investigate the Neighborhood… 4 Questions to Ask

Before You Buy a Home Investigate the Neighborhood… 4 Questions to Ask. I sell homes, I do not sell neighbors. That doesn’t mean you shouldn’t take a closer look at what’s going on around the houses that I’ve shown you to determine the best places for you to live. Actually, one of the first suggestions… Read More