boomers, older couple at a marina, mature home buyers - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties

Active Adults Playing a Huge Role in Home Builder’s Positive Outlook

Active Adults Playing a Huge Role in Home Builder’s Positive Outlook. Baby Boomers are entering the housing market in droves, some as first time buyers, others downsizing or relocating to a more retirement-friendly climate. The vacation home market in Arizona has seen a deluge of Boomers on the cusp of retirement, looking to bring a… Read More

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Report: Multi-Family Homes as Investment or Residence?

Report: Multi-Family Homes as Investment or Residence? Folks shopping for a place to live have rarely considered multi-family homes in the past, but maybe they should start. Investors long ago realized the value of multi-family properties as a more efficient, more profitable way to cover their mortgage and investment costs. Multi-Family doesn’t need to imply… Read More

Regulation Stamp, TRID, mortgage regulations - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties 602-999-0952

Video: What’s the Word on Mortgage Lending Standards? Better.

Video: What’s the Word on Mortgage Lending Standards? Better. Mortgage lending regulations, along with mortgage interest rates, are fickle. Just when you think you’ve got a handle on them, they will change. Fortunately for home buyers mortgage lending standards have recently been changing for the better. At the end of last year and the first… Read More

Hand with pen writing on a mortgage application - Video: Reverse Mortgages

Singles Now Recognizing the Value of FHA Home Loans

Singles Now Recognizing the Value of FHA Home Loans I’ve long been a fan of FHA loans. They do exactly what they were intended to do – ensure that homeownership is not out of reach for the average American, and stabilize the country’s Real Estate Market. Contrary to popular belief, an FHA home loan is… Read More

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Inadequate Financial Knowledge Delays Many Home Buyers, Study Says.

Inadequate Financial Knowledge Delays Many Home Buyers, Study Says. I’ve worked with countless mortgage lenders over the years and have come to depend on just a handful, to provide me with timely, accurate information, with no drama. I’ve always believed that the home buying process should not be stressful or confusing. But I’ve seen that… Read More

Low Mortgage Interest Rates - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Rising Interest Rates: Who’s Afraid of the Big Bad Fed? You Probably Shouldn’t Be.

Rising Interest Rates: Who’s Afraid of the Big Bad Fed? You Probably Shouldn’t Be. According to RISMedia, mortgage rates actually dropped this week after several rounds of rises. But even prior to this moderate dip interest rates still stood very firmly in favorable territory for Home Buyers. Read on to see how the Fed’s decisions… Read More

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Video: Before You Buy a Flipped Home, Know This!

There seems to be some hesitation among home buyers when it is revealed that a home is a “Flip”. In one sense I agree, you do need to be cautious. On the other hand, I’ve seen many, many well done and fairly priced flipped homes. Here’s the thing… Do Your Research! How long has the… Read More

Young couple excited to hold the keys to their new home - First Time Buyers, Veterans Discounts, Getting Ready to Buy a Home - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Rea Estate

Video: Think of Buying a Home? Do Your Groundwork

Video: Think of Buying a Home? Do Your Groundwork. The only thing I really take issue with in the video below is the statement that home buying can be complicated. You’ve heard me say it over and over again… If your Realtor is doing their job, buying a home should never be “scary”, intimidating, complicated… Read More

HUD logo, HUD Regulations, Equal Housing - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

A Quick Outline of HUD’s Buyer Select

A Quick Outline of HUD’s Buyer Select. A few clarifications before we begin. If you’re not working in the Real Estate industry you may not be sure what a HUD Home is or how an FHA loan differs from other mortgages. These condensed definitions might help. FHA loan or FHA mortgage: An FHA loan is… Read More

uyers Frequently Asked Questions, Advice for Home Sellers , Realty Executives East Valley - 602-999-0952

Video: 5 Creative Ideas to Help Home Buyers in a Competitive Market

Video: 5 Creative Ideas to Help Home Buyers in a Competitive Market. In a competitive Real Estate market it’s easy to be apprehensive, or to feel that you might over pay for a home. Keep in mind that if you are getting a mortgage, it’s nearly impossible to overpay unless you want to. The property… Read More