Agents and Appraisers Express Concern Over FHA Appraisal Policies– I’d be curious to hear what your experience has been. I am absolutely one of the people who has expressed misgivings about a recent FHA appraisal or three, including accuracy, inflexibility and the snail’s pace. I don’t exactly find any of this surprising, just disappointing and… Read More
Believe it or not, landscaping can make or break a home sale. Your homes curb appeal will determine the mood of a potential home buyer even before they’ve walked through the door. If you can’t afford to upgrade your landscaping, at the very least make sure it’s neat and well trimmed. There are some specific… Read More
The article below makes some valid points. It is indeed a good thing that appraisers are, by regulation, not beholden to either banks or realtors. My feeling about recent appraised home value is that appraisers are finally feeling less threatened by government regulation and more comfortable with the ‘independent’ label placed on them. ~Bill By… Read More
Though you may be willing to spend a certain amount, the real determination of how much house you can buy is driven by how much a lender calculates you can afford. Gone are the days when “creative financing” could be used to manipulate your credit worthiness or your ability to buy a home. Government regulation… Read More
And I always answer, absolutely! Pre-qualification or Pre-approval is the clout behind your offer. Your Realtor will have much more power in negotiating for you when your contract is accompanied by proof of your capability to purchase. In addition, pre-qualification saves time, yours and mine. With pre-approval your lender will delve into credit, employment and… Read More
