Winter storms cause havoc everywhere but they take widely different forms in different parts of the country. Florida and other coastal states struggle with hurricanes and severe wind damage. In California and here in Arizona, January is customarily our winter rainy month and flash floods are not uncommon. There are designated flood plains dotted throughout… Read More
Flood Insurance
Are You Paying Too Much for Flood Insurance?
Are You Paying Too Much for Flood Insurance? You might not think of Arizona as being a place where homeowners or home buyers need to consider flood insurance. We are after all, largely desert. In fact, according to the government website FloodSmart.gov, in the past 5 years, property owners in all 50 states have experienced… Read More
Video: How to File a Flood Insurance Claim
Video: How to File a Flood Insurance Claim– All you need to do is watch the news to know that it’s flood season across the country. Even here in Arizona, Monsoon is just around the corner. It’s wise to know the procedure for filing a flood insurance claim well in advance. For instance, having photos… Read More
5 Disaster Preparedness Tips for Seniors
They say with age comes wisdom—and when it comes to weathering disasters like fire, flood or hurricane, older individuals and their caregivers would be wise to prepare, according to the Insurance Information Institute (I.I.I.). Older individuals are particularly vulnerable to disaster, as they may have special needs, and seniors may also have trouble keeping up… Read More
Who needs flood insurance? You may be surprised.
Believe it or not you may need flood insurance in the desert. As recently as last summer, there was major flood damage from Monsoon rains. Flooding is the most common natural disaster in the United States, according to the U.S. Federal Emergency Management Agency. And even the briefest of floods with only a few inches… Read More