downward red arrow on top of house silhouette with dollar bill in background - Low Mortgage Interest Rates - Bill Salvatore, Realty Excellence East Valley - Arizona Elite Properties - 602-999-0952

Lower Mortgage Rates, it’s Deja Vu All Over Again

Home Buyers are never quite sure of the precise moment to lock in their interest rate. Quite frankly, I’m not sure you’ll find a better time than now. Thought the Spring home buying season is right around the corner, home prices seem to be fairly stable, by which I mean we’re experiencing a normal rise… Read More

Equity Loans, Rising Home Prices in Phoenix Market - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Positive Trends in Housing Confidence

Positive Trends in Housing Confidence. Though the Real Estate market is quieter than in recent months, there is still a slight upward trend, though I’m not sure how long this will last. I believe low interest rates will remain but the historic lows we’re seeing right now may soon be a thing of the past…. Read More

Mortgage rates, mortgage regulation, money, house - Bill Salvatore, Realty Excellence East Valley - 602-999-0952

Video: Less Rigid Mortgage Guidelines? It’s about time!

I’ve noticed a slight loosening in Mortgage regulations lately. Several lenders I have worked with or am acquainted with, have been telling me about programs with lower credit score requirements and even smaller down payment options. This video explains a bit of what’s been going on.   Additional Resources for Home Buyers A Heads Up… Read More

Couple holding paperwork sitting at a table with their agent - Advice for Home Sellers - Bill Salvatore, Realty Executives East Valley - 602-999-0952

My agent didn’t do a thing! What your Realtor won’t tell you.

from Home Buyer’s FAQ on www.yourvalleyproperty.com A lot goes on behind the scenes of a home purchase but your Realtor isn’t going to tell you about most of it because you, as a Home Buyer, have enough to think about. If you feel that buying a home is going to be complicated or intimidating, someone… Read More

Selling Your Home

I’m buying a home. How do I know how much to offer?

from A Heads-Up for Home Buyers home buying tips, 11 things you might not have thought about Home Buyer Tip #7. Only if The Price is Right. After you’ve found the home of your dreams, one of the most critical considerations will be your offering price. Your agent can provide not only the selling prices… Read More

young home buyers going over paperwork with their Realtor - Millennials buying homes - Bill Salvatore, Arizona Elite Properties 602-999-0952 - Arizona Real Estate

As a home buyer, why do I need an agent?

A smarter question to ask yourself may be “Why would I not want an agent?”. Buyer representation is FREE. Paperwork and coordination of the transaction is a huge consideration as are both negotiations and legal issues. State regulations require certain forms and disclosures. Contract dates are crucial, you can “fall out of contract” simply by… Read More

efinance, Selling a Home, Real Estate, Mortgages - Bill Salvatore, Realty Executives East Valley - 602-999-0952

Buying a Home – How Much Should You Offer?

Here’s what you will need to consider. First and foremost you will need recent, accurate comparables. Make sure this information is clear to you and that you understand how much weight to give each element. RE: the home you are considering purchasing: Is the asking price in line with prices of similar homes in the… Read More