Security Systems- What do you think?

A large percentage of the homes I’ve listed or sold have some sort of security system. With or without monitoring, with or without cameras, security systems can be simple or complicated- they’re almost always a good idea. Many have lighting features, smoke, CO or water alerts. Some are integrated with other smart-home systems and need to be professionally installed. Others are remarkably simple for a homeowner to set up on their own and can be taken with you if you move to a new home. Many newer security systems and cameras are designed to be nearly undetectable. Most are extremely energy efficient only activated by motion, sound or other triggers.

For your primary residence, a security system ads a layer of protection and peace of mind for your family whether you are at home or away. If you own a second home or vacation property, a security system is a smart investment for the times when the home is unoccupied. It’s always a good idea to inform your insurance company when you install a security system as this may reduce your premiums.

Having said all that, I was once told by a security system installer that the best and most effective elements of any security system is the security company sign that you put out front of your house, and the stickers you place on your windows. Without actually saying it, was he telling me that the system itself is beside the point? I’ve always wondered.

The world of home security systems can be incredibly complex, the number of companies, vendors and options mind-boggling, so if you’re considering adding a home security system to your life, where do you start?

Barbara Pronin for RIS Media has some sound advice on sources you should check and questions you should ask.

Home Security Systems: What to Know Before Buying

By Barbara Pronin
Everyone wants to protect their home, their property, and, most of all, their families. In fact, market research suggests the home security business is growing at a rate of about 9 percent a year.

Home security systems are not all alike, however. Some systems can not only warn you of intruders, but can also notify authorities, monitor smoke and carbon monoxide detectors, and/or include video surveillance. Mot security alarm installers can provide services that include equipment plus installation and monitoring service.

If you are thinking about buying a home security system, the Federal Trade Commission (FTC) suggests that you:

Get references from friends, neighbors or relatives;

Check out companies online and check the Better Business Bureau for complaints;

Verify that the contractor’s license is in good standing via the National Association of State Contractors Licensing Agencies;

Get written estimates from several companies;

Read the fine print regarding costs, installation timeline, warranty, and an explanation of your right to cancel within three days of signing a contract; and

Ask lots of questions:

Who will perform the installation and monitor the system? Some companies subcontract this work to a third party.
What is the contract period for monitoring? One year? More? Are there penalties for early termination? What happens if you move before the contract term is up?
How much does the monitoring cost? How often will you be billed?
Does the company call you before notifying the police?
How soon after the alarm sounds will you be notified?
What happens if the alarm company can’t reach you when the alarm is sounding? Is the alarm reset? Are the police called? Are alternate numbers called?
What happens if the power goes out? Is there a back-up battery system?
What does the warranty cover, and for how long? Is it from the manufacturer or their installer?
Who is responsible for repairs or upgrades to the system?
Does the company offer interactive services like smoke and fire detection, remote control, video surveillance, email notifications and special apps for smart phones?