Using your retirement account to purchase a home isn’t for everyone, but there are other ways to invest in Real Estate if you already own your home or you’re not quite ready to buy a property outright. Consider the Real Estate IRA. What is a Real Estate IRA? It is a self-directed retirement account that you can… Read More
Nationwide, foreclosures have been steadily decreasing since 2010. However there are a few isolated markets that have been seeing a recent increase in foreclosures and foreclosure starts. This is not necessarily baffling. It’s no coincidence that the majority of these locals are the same ones that have experienced a faster-than-average rise in home prices. Most… Read More
Nobody wants to pay more taxes than they need to. Some of us are confident preparing our own Income Tax every year, I’m keenly aware that that’s way outside my wheelhouse. I am more than happy to tuck away enough money in the budget to retain an accountant. Maybe you opt for the EZ form,… Read More
Video: When Should I Sell My Home? Do Your Research. While video below addresses a number of considerations on the personal side of selling your home, only number 2 touches on the financial or market-savy side. There’s a lot of additional data you should scrutinize carefully when you’re considering putting your home on the market…. Read More
Following the housing market’s best year since the recession, existing-home sales are expected to increase in 2016 at a moderate pace; although affordability pressures from inventory shortages and rising mortgage rates could slow the potential for even stronger sales momentum, according to an economic forecast forum held last week at the 2015 REALTORS® Conference &… Read More
You’ve seen the television commercials. A well-known actor sings the praises of reverse mortgages and promises fast debt relief if you agree to one. But what is a reverse mortgage? Do you qualify for one? When should homeowners consider a reverse mortgage? What Is a Reverse Mortgage? A reverse mortgage is a loan available to… Read More
If working a corporate job for the rest of your life sounds like your worst nightmare, you may want to consider arranging your finances in a way that can give you some freedom at a younger age. Many people love the idea of working until they’re over the age of 60, but if that thought… Read More
Adjustable rate mortgages are loans with variable interest rates that change according to the market rates, as opposed to fixed rate mortgages, which guarantee a set rate for the entire period of the loan. ARMs may seem like a great idea some years, but in other years, you may wonder what you were thinking when… Read More
from Home Buyer’s FAQ on www.yourvalleyproperty.com A lot goes on behind the scenes of a home purchase but your Realtor isn’t going to tell you about most of it because you, as a Home Buyer, have enough to think about. If you feel that buying a home is going to be complicated or intimidating, someone… Read More
I’ve blogged before about the ‘Let Joe Know’ segment on ABC15 in Phoenix. Not only is it informative but they actually get results. I’ve also blogged before about the importance of having a Buyer Agent (a FREE service by the way) when you first contact or visit a New Construction site. Here’s just one example…. Read More
